How Doctors Can Create Income for Retirement with Florida NNN Properties
For many physicians, the challenge isn’t earning money — it’s turning those high-earning years into lasting financial security. While salaries peak during your career, retirement brings a different reality: less income, fewer tax advantages, and reduced access to bank financing.
One of the smartest ways doctors are preparing for retirement is through Florida NNN (Triple Net Lease) properties. Here’s why.
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Why Florida NNN Properties Are Ideal for Physicians
1. Truly Passive Income
With a Triple Net (NNN) lease, the tenant — not the landlord — is responsible for taxes, insurance, and maintenance. That means:
• No late-night maintenance calls
• Predictable rental income
• Freedom to focus on your practice, family, and personal life
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2. Long-Term Leases That Match Your Career Timeline
Most Florida NNN properties come with 10–20 year leases with nationally recognized tenants like Dollar General, CVS, or Chick-fil-A.
By investing during your peak earning years, you can:
• Secure financing that aligns with the lease length
• Use tenant-paid rent to cover your mortgage payments
• Reach the end of the lease with the property Free & Clear of debt
This means when you retire, you own a valuable property outright, generating income without loan obligations.
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3. Use Your High-Earning Years to Build Equity
Banks love lending to practicing physicians because of their strong incomes. But once you retire, lenders are far less eager to offer financing.
Investing early solves this:
• You leverage your current financial strength
• Your tenants effectively pay down your loan
• You exit your career with fully paid-off commercial real estate
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4. Florida’s Investor-Friendly Climate
Florida is one of the fastest-growing states in the U.S., with several unique benefits:
• No state income tax — more money in your pocket
• Strong tenant demand fueled by population growth
• Business-friendly environment attracting national retailers and healthcare operators
• Year-round economic stability (not reliant on seasonal industries)
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5. A Hedge Against Inflation
Rents on NNN leases typically increase over time, helping you keep pace with inflation. As costs rise, so does your income.
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Example: How a Florida NNN Investment Works
• Purchase Price: $2,500,000
• Loan Term: 20 years (co-terminus with lease)
• Tenant Lease: 20-year corporate-guaranteed lease
• Monthly Rent: Covers debt service + generates positive cash flow
At the end of 20 years:
• Property is 100% paid off
• Doctor now owns a prime Florida asset debt-free
• Monthly rent becomes retirement income
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Why Timing Matters for Physicians
• During Career: Strong income makes banks eager to lend
• After Retirement: Lenders are hesitant without verifiable income
By acting now, you lock in financing while your earning potential is strongest, ensuring your future financial independence.
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How to Get Started
At Income Realty Advisors, we specialize in helping doctors invest in Florida NNN properties that:
• Fit 1031 exchange strategies
• Match loan terms with lease terms
• Build long-term, debt-free retirement income
📞 Call Patrick Moorton at 239-272-1640
🌐 Visit www.FloridaNNN.com
📧 Email: PMoorton@FloridaNNN.com
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Take the First Step
If you’re a physician thinking about retirement, now is the time to act. Let us show you Florida NNN opportunities that can secure passive income for life.
How Professional Athletes Use Florida NNN Properties to Create Retirement Income
For professional athletes, peak earning years can be both a blessing and a challenge. Careers are often short, and after the spotlight fades, many athletes face the question: How do I turn today’s earnings into reliable income for the rest of my life? The answer for many is investing in Florida NNN (Triple Net Lease) properties — stable, income-producing assets that provide passive cash flow and long-term security. ___________________________
Why Florida NNN Properties Work for Athletes
1. Passive Income with No Landlord Hassles In a Triple Net Lease (NNN), the tenant pays for property taxes, insurance, and maintenance. That means: • No day-to-day property management • Predictable rental income • More time to focus on life after sports
2. Long-Term Leases to Extend Your Career Earnings
Florida NNN tenants (like Dollar General, CVS, Starbucks, and urgent care clinics) sign 10–20 year corporate-backed leases. By investing while you’re earning: • Tenant rent covers the mortgage • Loans structured to match lease terms ensure the property is Free & Clear at the end of the lease • You enter retirement with a debt-free asset paying monthly income
3. Secure Financing While Your Income Is Strong
Banks love lending to professional athletes during their careers — but once you retire, financing is much harder to obtain. That’s why timing is everything:
• Use your current income to secure favorable financing
• Let tenants pay down your loan over time • Retire with a valuable property generating steady cash flow
4. Florida: The Ideal Location for Wealth Preservation
Florida offers unique advantages for athletes looking to protect wealth:
• No state income tax on personal income
• One of the fastest-growing populations in the U.S.
• A business-friendly environment attracting strong national tenants
5. Inflation Protection
NNN leases often include rent escalations every few years, ensuring your income keeps pace with inflation — protecting your wealth for decades.
Example: A Winning Play for Retirement
• Purchase Price: $4,000,000 Florida NNN property
• Lease Term: 20 years with a national retailer
• Financing: 20-year loan co-terminus with the lease
• Result: Tenant rent covers debt service, builds equity, and provides net income At the end of 20 years:
• The loan is fully paid off
• The property is 100% debt-free
• Rental income continues as lasting retirement income
Estate Planning Advantage: A Legacy Beyond the Game Holding Florida NNN properties long-term also benefits your family:
• Step-Up in Basis for heirs reduces capital gains tax
• Assets transfer as income-producing real estate, not just cash
• Creates a financial legacy beyond your playing career
Why Athletes Should Act Now Every season counts:
. Waiting until after your career ends can mean:
• Reduced ability to secure financing
• Missed years of tenant-paid loan reduction
• Lost opportunity to build tax-advantaged wealth
Get Started with Florida NNN Properties
At Income Realty Advisors, we can help professional athletes:
• Identify Florida NNN properties ideal for passive income
• Structure loans that match lease terms
• Build a portfolio designed to last beyond their playing career
📞 Call Patrick Moorton at 239-272-1640 🌐 Visit www.FloridaNNN.com
📧 Email: PMoorton@FloridaNNN.com
Secure Your Future Beyond the Game Don’t wait until after your career to think about retirement income. Start now, while your earning power is strongest, and ensure your financial security for decades to come.